Side-by-side · Q2 2026 data
DeWitt Bank & Trust Co. vs 1st Gateway Credit Union
Metric by metric
| Measure | DeWitt Bank & Trust Co. | 1st Gateway Credit Union |
|---|---|---|
| TellerScore | 62 | 80 (stronger) |
| Capital cushion | 44 | 91 (stronger) |
| Loan quality | 58 | 88 (stronger) |
| Earnings | 93 (stronger) | 54 |
| Funding & liquidity | 53 | 72 (stronger) |
| Problem-loan coverage | 78 | 95 (stronger) |
| Peer percentile | 22nd | 78th |
| Total assets | $277.3M | $170.9M |
| Deposits / shares | $247.7M | $146.9M |
| Capital ratio | 9.40% | 14.08% (stronger) |
| Problem loans | 1.26% | 0.35% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 1.81% (stronger) | 0.84% |
| Loans ÷ deposits | 88.7% | 88.3% (stronger) |
| Uninsured deposits | 31.6% | 3.1% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Gateway Credit Union has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), DeWitt Bank & Trust Co. leads on 2 and 1st Gateway Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.