Side-by-side · Q2 2026 data
Dexsta Federal Credit Union vs Upper Darby Belltelco Federal Credit Union
Credit union
Upper Darby Belltelco Federal Credit Union
Upper Darby, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Dexsta Federal Credit Union | Upper Darby Belltelco Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 94 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 62 | 77 (stronger) |
| Earnings | 39 | 100 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 86 | 98 (stronger) |
| Peer percentile | 19th | 95th |
| Total assets | $432.3M | $71.6M |
| Deposits / shares | $395.5M | $53.5M |
| Capital ratio | 9.22% | 25.31% (stronger) |
| Problem loans | 1.14% | 0.69% (stronger) |
| Net charge-offs | 0.68% | 0.08% (stronger) |
| Return on assets | 0.48% | 2.00% (stronger) |
| Loans ÷ deposits | 63.5% | 41.9% (stronger) |
| Uninsured deposits | 7.5% (stronger) | 10.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Upper Darby Belltelco Federal Credit Union has the higher TellerScore (94 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Dexsta Federal Credit Union leads on 1 and Upper Darby Belltelco Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.