TellerScore

Dexsta Federal Credit Union (NCUA charter #2187) is based in Wilmington, Delaware. Its Q2 2026 call report shows $432.3M in total assets and $395.5M in member shares and deposits and 3 offices.

Based on its Q2 2026 filing, Dexsta Federal Credit Union scores 59/100, which we describe as moderate. That is higher than only 19% of 1,341 credit unions with $100 million – $1 billion. Among 15 credit unions headquartered in Delaware, it ranks 10th. Its strongest component is funding & liquidity (97/100; 63% loans-to-deposits, 8% uninsured), and its lowest is earnings (39/100; 0.48%).

TellerScore · Q2 2026

Scorecard

Capital cushion42/100
Net worth ratio: 9.22%
Loan quality62/100
Loans 60+ days delinquent ÷ total loans: 1.14%
Earnings39/100
Return on assets (annualized): 0.48%
Funding & liquidity97/100
Loans ÷ shares: 63.5% · 7.5% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (53 → 59), mostly because the earnings component improved by 16 points.

TellerScore
535659Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202453
Q3 202453
Q4 202453
Q1 202554
Q2 202553
Q3 202553
Q4 202553
Q1 202658
Q2 202659
Net worth ratio
7.00%8.14%9.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.82%
Q3 20249.24%
Q4 20249.28%
Q1 20259.15%
Q2 20259.15%
Q3 20259.19%
Q4 20259.02%
Q1 20269.02%
Q2 20269.22%
Delinquent loans (60+ days)
1.14%1.33%1.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.19%
Q3 20241.34%
Q4 20241.53%
Q1 20251.30%
Q2 20251.39%
Q3 20251.33%
Q4 20251.43%
Q1 20261.16%
Q2 20261.14%
Return on assets
-0.00%0.24%0.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.09%
Q3 20240.17%
Q4 20240.21%
Q1 2025-0.00%
Q2 20250.08%
Q3 20250.01%
Q4 20250.11%
Q1 20260.42%
Q2 20260.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202659$432.3M9.22%1.14%0.48%63.5%
Q1 202658$435.5M9.02%1.16%0.42%62.0%
Q4 202553$430.1M9.02%1.43%0.11%62.5%
Q3 202553$417.5M9.19%1.33%0.01%66.3%
Q2 202553$420.7M9.15%1.39%0.08%65.2%
Q1 202554$418.9M9.15%1.30%-0.00%63.5%
Q4 202453$415.1M9.28%1.53%0.21%67.5%
Q3 202453$415.3M9.24%1.34%0.17%71.6%
Q2 202453$433.9M8.82%1.19%0.09%71.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.22%
16th
Problem loans1.14%
25th
Net charge-offs0.68%
21st
Return on assets0.48%
29th
Loans to deposits63.5%
73rd
Uninsured deposits7.5%
34th
Loan-loss reserves0.00%
50th
Texas ratio7.2%
25th

Similar-size credit unions in Delaware

InstitutionScoreAssetsCapitalProblem loansCompare
Tidemark Federal Credit UnionCredit union Seaford, DE83 out of 100, Strong$468.5M14.4%0.33%vs
Community Powered Federal Credit UnionCredit union Bear, DE80 out of 100, Strong$141.8M17.2%1.49%vs
Delaware State Police Federal Credit UnionCredit union Georgetown, DE67 out of 100, Moderate$138.1M11.3%1.28%vs
Dover Federal Credit UnionCredit union Dover, DE52 out of 100, Below average$731.9M7.7%0.91%vs
Del-One Federal Credit UnionCredit union Dover, DE66 out of 100, Moderate$983.2M10.8%0.63%vs

Deposit insurance

Is my money safe at Dexsta Federal Credit Union?

Yes. Dexsta Federal Credit Union is a federally insured credit union (NCUA charter #2187). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.5% of shares and deposits ($29.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.22%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Dexsta Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Dexsta Federal Credit Union
Type
Federal credit union
NCUA charter #
2187
RSSD ID
225876
Primary regulator
NCUA
Established
1937
Headquarters
300 Foulk Rd, Suite 100, Wilmington, DE 19803
Employees
71

Quick answers

Dexsta Federal Credit Union: common questions

Is Dexsta Federal Credit Union NCUA insured?

Yes. Dexsta Federal Credit Union is a federally insured credit union (NCUA charter #2187). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dexsta Federal Credit Union's TellerScore?

59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dexsta Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Wilmington

InstitutionScoreAssetsCapitalProblem loansCompare
B. Braun Federal Credit UnionCredit union Allentown, PA100 out of 100, Very strong$1.9M25.1%0.00%vs
Police & Fire Federal Credit UnionCredit union Philadelphia, PA96 out of 100, Very strong$10.2B18.6%0.24%vs
HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE94 out of 100, Very strong$57.2M97.8%0.00%vs
Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA94 out of 100, Very strong$71.6M25.3%0.69%vs
Applied BankBank Wilmington, DE93 out of 100, Very strong$274.1M17.5%0.00%vs
Deutsche Bank Trust Company DelawareBank Newark, DE93 out of 100, Very strong$141.4M93.2%0.00%vs