Side-by-side · Q2 2026 data
DFCU Financial Credit Union vs Electrical Workers Local 58 Credit Union
Credit union
Electrical Workers Local 58 Credit Union
Detroit, Michigan · Under $100 million in assets
Metric by metric
| Measure | DFCU Financial Credit Union | Electrical Workers Local 58 Credit Union |
|---|---|---|
| TellerScore | 82 | 90 (stronger) |
| Capital cushion | 76 (stronger) | 72 |
| Loan quality | 79 | 97 (stronger) |
| Earnings | 81 | 95 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 91st | 89th |
| Total assets | $8.0B | $21.4M |
| Deposits / shares | $7.2B | $18.7M |
| Capital ratio | 12.63% (stronger) | 12.24% |
| Problem loans | 0.63% | 0.09% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.16% |
| Return on assets | 1.52% | 1.89% (stronger) |
| Loans ÷ deposits | 43.0% | 31.1% (stronger) |
| Uninsured deposits | 21.0% | 6.7% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electrical Workers Local 58 Credit Union has the higher TellerScore (90 vs 82). On the 7 directional measures above (where higher or lower is clearly better), DFCU Financial Credit Union leads on 2 and Electrical Workers Local 58 Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.