Side-by-side · Q2 2026 data
DFCU Financial Credit Union vs Genisys Credit Union
Metric by metric
| Measure | DFCU Financial Credit Union | Genisys Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 81 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 79 (stronger) | 64 |
| Earnings | 81 | 88 (stronger) |
| Funding & liquidity | 94 (stronger) | 61 |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 91st | 89th |
| Total assets | $8.0B | $6.6B |
| Deposits / shares | $7.2B | $5.5B |
| Capital ratio | 12.63% | 15.47% (stronger) |
| Problem loans | 0.63% (stronger) | 1.09% |
| Net charge-offs | 0.08% (stronger) | 0.59% |
| Return on assets | 1.52% | 1.70% (stronger) |
| Loans ÷ deposits | 43.0% (stronger) | 98.9% |
| Uninsured deposits | 21.0% | 8.4% (stronger) |
| Offices | 17 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
DFCU Financial Credit Union has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), DFCU Financial Credit Union leads on 4 and Genisys Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.