Side-by-side · Q2 2026 data
DFCU Financial Credit Union vs Lafcu Credit Union
Metric by metric
| Measure | DFCU Financial Credit Union | Lafcu Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 72 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 79 (stronger) | 59 |
| Earnings | 81 (stronger) | 33 |
| Funding & liquidity | 94 (stronger) | 78 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 91st | 66th |
| Total assets | $8.0B | $1.1B |
| Deposits / shares | $7.2B | $891.8M |
| Capital ratio | 12.63% | 20.67% (stronger) |
| Problem loans | 0.63% (stronger) | 1.24% |
| Net charge-offs | 0.08% (stronger) | 1.00% |
| Return on assets | 1.52% (stronger) | 0.31% |
| Loans ÷ deposits | 43.0% (stronger) | 82.1% |
| Uninsured deposits | 21.0% | 10.3% (stronger) |
| Offices | 17 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
DFCU Financial Credit Union has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), DFCU Financial Credit Union leads on 5 and Lafcu Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.