Side-by-side · Q2 2026 data
Diamond Valley Federal Credit Union vs Regional Federal Credit Union
Credit union
Diamond Valley Federal Credit Union
Evansville, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Diamond Valley Federal Credit Union | Regional Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 79 | 86 (stronger) |
| Loan quality | 76 (stronger) | 64 |
| Earnings | 53 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 74th | 45th |
| Total assets | $178.8M | $180.1M |
| Deposits / shares | $154.8M | $157.7M |
| Capital ratio | 12.93% | 13.55% (stronger) |
| Problem loans | 0.72% (stronger) | 1.07% |
| Net charge-offs | 0.84% | 0.49% (stronger) |
| Return on assets | 0.83% (stronger) | 0.30% |
| Loans ÷ deposits | 42.1% (stronger) | 83.9% |
| Uninsured deposits | 3.2% | 1.6% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | 12.7% |
Diamond Valley Federal Credit Union has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Diamond Valley Federal Credit Union leads on 4 and Regional Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.