Side-by-side · Q2 2026 data
Dillard'S Federal Credit Union vs Electric Cooperatives
Credit union
Dillard'S Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Dillard'S Federal Credit Union | Electric Cooperatives |
|---|---|---|
| TellerScore | 88 | 94 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 98 (stronger) | 97 |
| Earnings | 70 | 77 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 85th | 95th |
| Total assets | $24.8M | $18.6M |
| Deposits / shares | $21.6M | $15.8M |
| Capital ratio | 13.06% | 15.16% (stronger) |
| Problem loans | 0.06% (stronger) | 0.08% |
| Net charge-offs | 0.20% | 0.03% (stronger) |
| Return on assets | 1.25% | 1.43% (stronger) |
| Loans ÷ deposits | 39.0% (stronger) | 66.5% |
| Uninsured deposits | 11.2% | 2.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electric Cooperatives has the higher TellerScore (94 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Dillard'S Federal Credit Union leads on 2 and Electric Cooperatives on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.