Side-by-side · Q2 2026 data
Dillard'S Federal Credit Union vs Up Federal Credit Union
Credit union
Dillard'S Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Dillard'S Federal Credit Union | Up Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 79 |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 98 (stronger) | 70 |
| Earnings | 70 (stronger) | 33 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 85th | 62nd |
| Total assets | $24.8M | $32.2M |
| Deposits / shares | $21.6M | $24.8M |
| Capital ratio | 13.06% | 22.44% (stronger) |
| Problem loans | 0.06% (stronger) | 0.89% |
| Net charge-offs | 0.20% (stronger) | 0.34% |
| Return on assets | 1.25% (stronger) | 0.32% |
| Loans ÷ deposits | 39.0% (stronger) | 56.6% |
| Uninsured deposits | 11.2% | 1.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dillard'S Federal Credit Union has the higher TellerScore (88 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Dillard'S Federal Credit Union leads on 5 and Up Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.