Side-by-side · Q2 2026 data
Dime Commercial Bank vs Lufthansa Emp. Federal Credit Union
Credit union
Lufthansa Emp. Federal Credit Union
Westbury, New York · Under $100 million in assets
Metric by metric
| Measure | Dime Commercial Bank | Lufthansa Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 83 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 60 (stronger) | 36 |
| Funding & liquidity | 39 | 89 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 46th | 72nd |
| Total assets | $15.0B | $95.2M |
| Deposits / shares | $12.7B | $78.7M |
| Capital ratio | 10.67% | 17.44% (stronger) |
| Problem loans | 0.64% | 0.36% (stronger) |
| Net charge-offs | 0.34% | 0.06% (stronger) |
| Return on assets | 0.99% (stronger) | 0.41% |
| Loans ÷ deposits | 83.2% | 6.1% (stronger) |
| Uninsured deposits | 49.3% | 24.8% (stronger) |
| Offices | 58 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
Lufthansa Emp. Federal Credit Union has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Dime Commercial Bank leads on 1 and Lufthansa Emp. Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.