Side-by-side · Q2 2026 data
Direct Federal Credit Union vs All One Credit Union
Metric by metric
| Measure | Direct Federal Credit Union | All One Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 60 |
| Capital cushion | 64 (stronger) | 37 |
| Loan quality | 88 | 91 (stronger) |
| Earnings | 27 | 33 (stronger) |
| Funding & liquidity | 50 | 69 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 31st | 21st |
| Total assets | $794.7M | $880.8M |
| Deposits / shares | $622.0M | $692.2M |
| Capital ratio | 11.36% (stronger) | 8.67% |
| Problem loans | 0.36% | 0.27% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.21% |
| Return on assets | 0.18% | 0.33% (stronger) |
| Loans ÷ deposits | 114.1% | 91.3% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 10.7% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | — |
Direct Federal Credit Union has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Direct Federal Credit Union leads on 4 and All One Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.