Side-by-side · Q2 2026 data
Direct Federal Credit Union vs Gfa Federal Credit Union
Metric by metric
| Measure | Direct Federal Credit Union | Gfa Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 55 |
| Capital cushion | 64 (stronger) | 42 |
| Loan quality | 88 (stronger) | 75 |
| Earnings | 27 (stronger) | 14 |
| Funding & liquidity | 50 | 78 (stronger) |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 31st | 12th |
| Total assets | $794.7M | $747.3M |
| Deposits / shares | $622.0M | $617.1M |
| Capital ratio | 11.36% (stronger) | 9.16% |
| Problem loans | 0.36% (stronger) | 0.75% |
| Net charge-offs | 0.15% (stronger) | 0.29% |
| Return on assets | 0.18% (stronger) | -0.14% |
| Loans ÷ deposits | 114.1% | 81.9% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 11.0% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | 13.2% |
Direct Federal Credit Union has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Direct Federal Credit Union leads on 6 and Gfa Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.