Side-by-side · Q2 2026 data
Direct Federal Credit Union vs Quincy Credit Union
Metric by metric
| Measure | Direct Federal Credit Union | Quincy Credit Union |
|---|---|---|
| TellerScore | 64 | 80 (stronger) |
| Capital cushion | 64 | 96 (stronger) |
| Loan quality | 88 (stronger) | 75 |
| Earnings | 27 | 52 (stronger) |
| Funding & liquidity | 50 | 88 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 31st | 78th |
| Total assets | $794.7M | $729.4M |
| Deposits / shares | $622.0M | $645.8M |
| Capital ratio | 11.36% | 14.57% (stronger) |
| Problem loans | 0.36% (stronger) | 0.75% |
| Net charge-offs | 0.15% | 0.14% (stronger) |
| Return on assets | 0.18% | 0.81% (stronger) |
| Loans ÷ deposits | 114.1% | 72.6% (stronger) |
| Uninsured deposits | 10.5% | 6.0% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | 17.6% |
Quincy Credit Union has the higher TellerScore (80 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Direct Federal Credit Union leads on 1 and Quincy Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.