Side-by-side · Q2 2026 data
Directions Credit Union vs Wright-Patt Credit Union, Inc.
Metric by metric
| Measure | Directions Credit Union | Wright-Patt Credit Union, Inc. |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 47 | 63 (stronger) |
| Loan quality | 88 (stronger) | 63 |
| Earnings | 65 | 65 |
| Funding & liquidity | 67 | 77 (stronger) |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 50th | 50th |
| Total assets | $1.4B | $9.5B |
| Deposits / shares | $1.2B | $8.2B |
| Capital ratio | 9.66% | 11.32% (stronger) |
| Problem loans | 0.37% (stronger) | 1.10% |
| Net charge-offs | 0.20% (stronger) | 1.07% |
| Return on assets | 1.14% | 1.14% (stronger) |
| Loans ÷ deposits | 93.1% | 83.7% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 7.9% |
| Offices | 21 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.9% | 34.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Directions Credit Union leads on 3 and Wright-Patt Credit Union, Inc. on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.