Side-by-side · Q2 2026 data
Dirigo Federal Credit Union vs Acadia Federal Credit Union
Metric by metric
| Measure | Dirigo Federal Credit Union | Acadia Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 60 (stronger) |
| Capital cushion | 51 | 61 (stronger) |
| Loan quality | 69 (stronger) | 63 |
| Earnings | 35 | 40 (stronger) |
| Funding & liquidity | 75 (stronger) | 62 |
| Problem-loan coverage | 86 (stronger) | 82 |
| Peer percentile | 19th | 21st |
| Total assets | $498.2M | $412.8M |
| Deposits / shares | $443.8M | $358.6M |
| Capital ratio | 10.13% | 11.08% (stronger) |
| Problem loans | 0.93% (stronger) | 1.12% |
| Net charge-offs | 0.20% (stronger) | 1.05% |
| Return on assets | 0.37% | 0.50% (stronger) |
| Loans ÷ deposits | 84.9% (stronger) | 97.9% |
| Uninsured deposits | 3.6% (stronger) | 9.0% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | 0.9% |
Acadia Federal Credit Union has the higher TellerScore (60 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Dirigo Federal Credit Union leads on 4 and Acadia Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.