Side-by-side · Q2 2026 data
Dirigo Federal Credit Union vs Maine Savings Federal Credit Union
Credit union
Maine Savings Federal Credit Union
Hampden, Maine · $100 million – $1 billion
Metric by metric
| Measure | Dirigo Federal Credit Union | Maine Savings Federal Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 47 |
| Capital cushion | 51 (stronger) | 29 |
| Loan quality | 69 (stronger) | 44 |
| Earnings | 35 | 46 (stronger) |
| Funding & liquidity | 75 | 75 |
| Problem-loan coverage | 86 (stronger) | 65 |
| Peer percentile | 19th | 4th |
| Total assets | $498.2M | $858.1M |
| Deposits / shares | $443.8M | $763.9M |
| Capital ratio | 10.13% (stronger) | 7.91% |
| Problem loans | 0.93% (stronger) | 1.69% |
| Net charge-offs | 0.20% (stronger) | 0.47% |
| Return on assets | 0.37% | 0.65% (stronger) |
| Loans ÷ deposits | 84.9% | 84.8% (stronger) |
| Uninsured deposits | 3.6% (stronger) | 14.3% |
| Offices | 5 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | 20.1% |
Dirigo Federal Credit Union has the higher TellerScore (59 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Dirigo Federal Credit Union leads on 5 and Maine Savings Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.