Side-by-side · Q2 2026 data
Dirigo Federal Credit Union vs Maine State Credit Union
Metric by metric
| Measure | Dirigo Federal Credit Union | Maine State Credit Union |
|---|---|---|
| TellerScore | 59 | 59 |
| Capital cushion | 51 (stronger) | 48 |
| Loan quality | 69 | 74 (stronger) |
| Earnings | 35 (stronger) | 31 |
| Funding & liquidity | 75 (stronger) | 73 |
| Problem-loan coverage | 86 | 88 (stronger) |
| Peer percentile | 19th | 19th |
| Total assets | $498.2M | $805.9M |
| Deposits / shares | $443.8M | $696.5M |
| Capital ratio | 10.13% (stronger) | 9.78% |
| Problem loans | 0.93% | 0.79% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.47% |
| Return on assets | 0.37% (stronger) | 0.26% |
| Loans ÷ deposits | 84.9% (stronger) | 87.6% |
| Uninsured deposits | 3.6% (stronger) | 12.3% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | 23.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Dirigo Federal Credit Union leads on 5 and Maine State Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.