Side-by-side · Q2 2026 data
Discovery Federal Credit Union vs Arize Federal Credit Union
Credit union
Discovery Federal Credit Union
Wyomissing, Pennsylvania · $100 million – $1 billion
Credit union
Arize Federal Credit Union
State College, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Discovery Federal Credit Union | Arize Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 40 |
| Capital cushion | 65 (stronger) | 28 |
| Loan quality | 84 (stronger) | 29 |
| Earnings | 47 (stronger) | 28 |
| Funding & liquidity | 83 | 86 (stronger) |
| Problem-loan coverage | 94 (stronger) | 62 |
| Peer percentile | 57th | 1st |
| Total assets | $193.2M | $175.9M |
| Deposits / shares | $171.1M | $162.6M |
| Capital ratio | 11.48% (stronger) | 7.82% |
| Problem loans | 0.48% (stronger) | 2.12% |
| Net charge-offs | 0.19% (stronger) | 0.50% |
| Return on assets | 0.68% (stronger) | 0.19% |
| Loans ÷ deposits | 77.1% | 74.3% (stronger) |
| Uninsured deposits | 4.0% (stronger) | 4.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | — |
Discovery Federal Credit Union has the higher TellerScore (72 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Discovery Federal Credit Union leads on 6 and Arize Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.