Side-by-side · Q2 2026 data
District of Columbia Teachers Federal Credit Union vs DC Federal Credit Union
Credit union
District of Columbia Teachers Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Credit union
DC Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Metric by metric
| Measure | District of Columbia Teachers Federal Credit Union | DC Federal Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 52 |
| Capital cushion | 42 | 79 (stronger) |
| Loan quality | 53 (stronger) | 14 |
| Earnings | 39 (stronger) | 24 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 89 (stronger) | 74 |
| Peer percentile | 19th | 11th |
| Total assets | $49.0M | $88.9M |
| Deposits / shares | $44.1M | $74.8M |
| Capital ratio | 9.23% | 12.92% (stronger) |
| Problem loans | 1.42% (stronger) | 2.57% |
| Net charge-offs | 0.07% (stronger) | 1.15% |
| Return on assets | 0.47% (stronger) | 0.10% |
| Loans ÷ deposits | 38.2% (stronger) | 76.9% |
| Uninsured deposits | 2.0% (stronger) | 4.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
District of Columbia Teachers Federal Credit Union has the higher TellerScore (58 vs 52). On the 7 directional measures above (where higher or lower is clearly better), District of Columbia Teachers Federal Credit Union leads on 6 and DC Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.