Side-by-side · Q2 2026 data
District One Highway Credit Union vs Postal & Community Credit Union
Credit union
District One Highway Credit Union
Saint Joseph, Missouri · Under $100 million in assets
Credit union
Postal & Community Credit Union
Saint Joseph, Missouri · Under $100 million in assets
Metric by metric
| Measure | District One Highway Credit Union | Postal & Community Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 68 (stronger) | 62 |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 95th | 38th |
| Total assets | $30.5M | $94.7M |
| Deposits / shares | $24.6M | $85.4M |
| Capital ratio | 18.78% (stronger) | 9.86% |
| Problem loans | 0.00% (stronger) | 0.38% |
| Net charge-offs | -0.03% (stronger) | 0.41% |
| Return on assets | 1.20% (stronger) | 1.05% |
| Loans ÷ deposits | 28.9% (stronger) | 87.1% |
| Uninsured deposits | 3.0% (stronger) | 7.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
District One Highway Credit Union has the higher TellerScore (94 vs 69). On the 7 directional measures above (where higher or lower is clearly better), District One Highway Credit Union leads on 7 and Postal & Community Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.