Side-by-side · Q2 2026 data
Division #6 Highway Credit Union vs First Community Credit Union
Credit union
Division #6 Highway Credit Union
Chesterfield, Missouri · Under $100 million in assets
Metric by metric
| Measure | Division #6 Highway Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 92 (stronger) | 82 |
| Earnings | 57 | 58 (stronger) |
| Funding & liquidity | 91 (stronger) | 86 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 85th | 41st |
| Total assets | $15.7M | $5.0B |
| Deposits / shares | $12.6M | $4.5B |
| Capital ratio | 17.88% (stronger) | 8.62% |
| Problem loans | 0.24% (stronger) | 0.54% |
| Net charge-offs | 0.11% (stronger) | 0.37% |
| Return on assets | 0.92% | 0.95% (stronger) |
| Loans ÷ deposits | 69.1% (stronger) | 74.2% |
| Uninsured deposits | 0.1% (stronger) | 7.0% |
| Offices | 1 | 39 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Division #6 Highway Credit Union has the higher TellerScore (88 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Division #6 Highway Credit Union leads on 6 and First Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.