TellerScore

Division #6 Highway Credit Union is a federally insured state-chartered credit union headquartered in Chesterfield, Missouri, in business for about 73 years. At the end of Q2 2026 it reported $15.7M in total assets and $12.6M in member shares and deposits, with 1 office.

Division #6 Highway Credit Union has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 85% of its 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 8th. Capital cushion contributes the most (100/100, 17.88%); earnings contributes the least (57/100, 0.92%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.88%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.24%
Earnings57/100
Return on assets (annualized): 0.92%
Funding & liquidity91/100
Loans ÷ shares: 69.1% · 0.1% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.75%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (90 → 88), mostly because the loan quality component weakened by 6 points.

TellerScore
879092Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202487
Q3 202488
Q4 202489
Q1 202591
Q2 202590
Q3 202591
Q4 202591
Q1 202692
Q2 202688
Net worth ratio
7.00%12.44%17.88%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.93%
Q3 202416.04%
Q4 202416.28%
Q1 202515.95%
Q2 202516.43%
Q3 202517.13%
Q4 202517.20%
Q1 202617.31%
Q2 202617.88%
Delinquent loans (60+ days)
0.01%0.13%0.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.02%
Q3 20240.05%
Q4 20240.01%
Q1 20250.01%
Q2 20250.07%
Q3 20250.04%
Q4 20250.04%
Q1 20260.04%
Q2 20260.24%
Return on assets
0.63%0.91%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.63%
Q3 20240.67%
Q4 20240.68%
Q1 20250.98%
Q2 20250.95%
Q3 20251.03%
Q4 20251.08%
Q1 20261.19%
Q2 20260.92%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$15.7M17.88%0.24%0.92%69.1%
Q1 202692$16.1M17.31%0.04%1.19%66.5%
Q4 202591$15.9M17.20%0.04%1.08%66.4%
Q3 202591$15.7M17.13%0.04%1.03%68.4%
Q2 202590$16.1M16.43%0.07%0.95%66.6%
Q1 202591$16.3M15.95%0.01%0.98%64.3%
Q4 202489$15.8M16.28%0.01%0.68%65.7%
Q3 202488$15.8M16.04%0.05%0.67%67.9%
Q2 202487$15.7M15.93%0.02%0.63%68.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.88%
69th
Problem loans0.24%
71st
Net charge-offs0.11%
56th
Return on assets0.92%
64th
Loans to deposits69.1%
35th
Uninsured deposits0.1%
62nd
Loan-loss reserves0.00%
37th
Texas ratio0.8%
70th

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Burlington Northtown Community Credit UnionCredit union North Kansas Ci, MO85 out of 100, Very strong$16.2M20.5%1.09%vs
Patriot Credit UnionCredit union Saint Louis, MO59 out of 100, Moderate$16.4M8.4%0.69%vs
Independence Teachers Credit UnionCredit union Independence, MO92 out of 100, Very strong$16.5M15.5%0.03%vs
Catholic Family Credit UnionCredit union Kansas City, MO45 out of 100, Below average$16.5M9.0%2.59%vs
Stationery Credit UnionCredit union Saint Joseph, MO72 out of 100, Strong$17.0M13.8%0.96%vs
Academic Employees Credit UnionCredit union Columbia, MO64 out of 100, Moderate$17.2M7.5%0.90%vs

Deposit insurance

Is my money safe at Division #6 Highway Credit Union?

Yes. Division #6 Highway Credit Union is a federally insured credit union (NCUA charter #64755). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.1% of shares and deposits ($15K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.88%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Division #6 Highway Credit Union lists 1 office in 1 city. Most locations:

  • Town and Country, MO (1)

All branch addresses and map

Identity & history

Profile

Legal name
Division #6 Highway Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64755
RSSD ID
745299
Primary regulator
State + NCUA
Established
1953
Headquarters
14392 S Outer 40 Rd, Chesterfield, MO 63017
Employees
3

Quick answers

Division #6 Highway Credit Union: common questions

Is Division #6 Highway Credit Union NCUA insured?

Yes. Division #6 Highway Credit Union is a federally insured credit union (NCUA charter #64755). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Division #6 Highway Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Division #6 Highway Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Chesterfield

InstitutionScoreAssetsCapitalProblem loansCompare
Edward Jones Trust CompanyBank Saint Louis, MO94 out of 100, Very strong$160.5M98.2%0.00%vs
Lindell Bank & Trust CompanyBank St. Louis, MO92 out of 100, Very strong$915.2M18.0%0.58%vs
Co - Lib Credit UnionCredit union Saint Louis, MO91 out of 100, Very strong$1.4M15.5%0.82%vs
Bank of KampsvilleBank Kampsville, IL91 out of 100, Very strong$134.1M17.4%0.01%vs
The Missouri BankBank Warrenton, MO88 out of 100, Very strong$461.5M12.6%0.13%vs
Jm Associates Federal Credit UnionCredit union Jacksonville, FL87 out of 100, Very strong$151.2M15.5%0.71%vs