Side-by-side · Q2 2026 data
Dixies Federal Credit Union vs Hopesouth Federal Credit Union
Credit union
Dixies Federal Credit Union
Darlington, South Carolina · Under $100 million in assets
Credit union
Hopesouth Federal Credit Union
Abbeville, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Dixies Federal Credit Union | Hopesouth Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 67 |
| Capital cushion | 100 | 100 |
| Loan quality | 73 (stronger) | 0 |
| Earnings | 42 | 67 (stronger) |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 57th | 34th |
| Total assets | $47.6M | $39.4M |
| Deposits / shares | $36.5M | $29.0M |
| Capital ratio | 22.73% | 25.39% (stronger) |
| Problem loans | 0.80% (stronger) | 3.23% |
| Net charge-offs | 0.60% (stronger) | 1.27% |
| Return on assets | 0.56% | 1.17% (stronger) |
| Loans ÷ deposits | 89.7% | 53.6% (stronger) |
| Uninsured deposits | 3.2% | 2.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dixies Federal Credit Union has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Dixies Federal Credit Union leads on 3 and Hopesouth Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.