Side-by-side · Q2 2026 data
Dixies Federal Credit Union vs Palmetto First Federal Credit Union
Credit union
Dixies Federal Credit Union
Darlington, South Carolina · Under $100 million in assets
Credit union
Palmetto First Federal Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Dixies Federal Credit Union | Palmetto First Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 73 (stronger) | 37 |
| Earnings | 42 | 87 (stronger) |
| Funding & liquidity | 71 | 76 (stronger) |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 57th | 57th |
| Total assets | $47.6M | $64.1M |
| Deposits / shares | $36.5M | $50.5M |
| Capital ratio | 22.73% (stronger) | 21.01% |
| Problem loans | 0.80% (stronger) | 1.89% |
| Net charge-offs | 0.60% (stronger) | 1.56% |
| Return on assets | 0.56% | 1.66% (stronger) |
| Loans ÷ deposits | 89.7% | 84.7% (stronger) |
| Uninsured deposits | 3.2% (stronger) | 8.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Dixies Federal Credit Union leads on 4 and Palmetto First Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.