Side-by-side · Q2 2026 data
Dixies Federal Credit Union vs Trinity Baptist Church Federal Credit Union
Credit union
Dixies Federal Credit Union
Darlington, South Carolina · Under $100 million in assets
Credit union
Trinity Baptist Church Federal Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Dixies Federal Credit Union | Trinity Baptist Church Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 73 | 93 (stronger) |
| Earnings | 42 | 68 (stronger) |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 57th | 92nd |
| Total assets | $47.6M | $2.3M |
| Deposits / shares | $36.5M | $1.9M |
| Capital ratio | 22.73% (stronger) | 16.83% |
| Problem loans | 0.80% | 0.20% (stronger) |
| Net charge-offs | 0.60% | 0.00% (stronger) |
| Return on assets | 0.56% | 1.20% (stronger) |
| Loans ÷ deposits | 89.7% | 42.1% (stronger) |
| Uninsured deposits | 3.2% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trinity Baptist Church Federal Credit Union has the higher TellerScore (92 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Dixies Federal Credit Union leads on 1 and Trinity Baptist Church Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.