Side-by-side · Q2 2026 data
Dixies Federal Credit Union vs Tru Federal Credit Union
Credit union
Dixies Federal Credit Union
Darlington, South Carolina · Under $100 million in assets
Credit union
Tru Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Dixies Federal Credit Union | Tru Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 73 | 86 (stronger) |
| Earnings | 42 (stronger) | 25 |
| Funding & liquidity | 71 | 92 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 57th | 36th |
| Total assets | $47.6M | $63.4M |
| Deposits / shares | $36.5M | $54.9M |
| Capital ratio | 22.73% (stronger) | 11.01% |
| Problem loans | 0.80% | 0.42% (stronger) |
| Net charge-offs | 0.60% (stronger) | 1.02% |
| Return on assets | 0.56% (stronger) | 0.12% |
| Loans ÷ deposits | 89.7% | 68.2% (stronger) |
| Uninsured deposits | 3.2% | 1.1% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dixies Federal Credit Union has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Dixies Federal Credit Union leads on 4 and Tru Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.