Side-by-side · Q2 2026 data
DMB Community Bank vs The Farmers & Merchants Bank
Metric by metric
| Measure | DMB Community Bank | The Farmers & Merchants Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 54 |
| Capital cushion | 60 (stronger) | 50 |
| Loan quality | 100 (stronger) | 35 |
| Earnings | 43 | 69 (stronger) |
| Funding & liquidity | 50 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 63 |
| Peer percentile | 40th | 10th |
| Total assets | $835.0M | $949.4M |
| Deposits / shares | $583.6M | $784.7M |
| Capital ratio | 10.98% (stronger) | 10.02% |
| Problem loans | 0.00% (stronger) | 1.96% |
| Net charge-offs | -0.00% (stronger) | 0.29% |
| Return on assets | 0.57% | 1.23% (stronger) |
| Loans ÷ deposits | 112.4% | 93.1% (stronger) |
| Uninsured deposits | 11.6% | 7.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.7% | — |
DMB Community Bank has the higher TellerScore (69 vs 54). On the 7 directional measures above (where higher or lower is clearly better), DMB Community Bank leads on 4 and The Farmers & Merchants Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.