Side-by-side · Q2 2026 data
Dover-Phila Federal Credit Union vs Atomic Credit Union
Metric by metric
| Measure | Dover-Phila Federal Credit Union | Atomic Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 64 |
| Capital cushion | 83 (stronger) | 36 |
| Loan quality | 70 | 92 (stronger) |
| Earnings | 81 (stronger) | 54 |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 83rd | 31st |
| Total assets | $812.6M | $855.4M |
| Deposits / shares | $718.6M | $776.0M |
| Capital ratio | 13.28% (stronger) | 8.57% |
| Problem loans | 0.91% | 0.24% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.41% |
| Return on assets | 1.52% (stronger) | 0.85% |
| Loans ÷ deposits | 39.8% (stronger) | 92.1% |
| Uninsured deposits | 6.0% (stronger) | 9.7% |
| Offices | 5 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.9% |
Dover-Phila Federal Credit Union has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Dover-Phila Federal Credit Union leads on 6 and Atomic Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.