Side-by-side · Q2 2026 data
Dow Bucks County Federal Credit Union vs Penntech Employees Federal Credit Union
Credit union
Dow Bucks County Federal Credit Union
Bristol, Pennsylvania · Under $100 million in assets
Credit union
Penntech Employees Federal Credit Union
Johnsonburg, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Dow Bucks County Federal Credit Union | Penntech Employees Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 54 (stronger) | 3 |
| Earnings | 40 (stronger) | 31 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 80 |
| Peer percentile | 49th | 6th |
| Total assets | $13.4M | $13.9M |
| Deposits / shares | $10.6M | $12.4M |
| Capital ratio | 21.22% (stronger) | 10.30% |
| Problem loans | 1.38% (stronger) | 2.90% |
| Net charge-offs | 0.00% (stronger) | 0.52% |
| Return on assets | 0.50% (stronger) | 0.28% |
| Loans ÷ deposits | 74.6% | 39.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dow Bucks County Federal Credit Union has the higher TellerScore (74 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Dow Bucks County Federal Credit Union leads on 6 and Penntech Employees Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.