Headquartered in Bristol, Pennsylvania, Dow Bucks County Federal Credit Union is a federal credit union with $13.4M in total assets and $10.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1949.
Based on its Q2 2026 filing, Dow Bucks County Federal Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 148th. Its strongest component is capital cushion (100/100; 21.22%), and its lowest is earnings (40/100; 0.50%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (67 → 74), mostly because the loan quality component improved by 19 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 69 |
| Q4 2024 | 60 |
| Q1 2025 | 79 |
| Q2 2025 | 67 |
| Q3 2025 | 64 |
| Q4 2025 | 64 |
| Q1 2026 | 70 |
| Q2 2026 | 74 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 20.05% |
| Q3 2024 | 19.91% |
| Q4 2024 | 20.12% |
| Q1 2025 | 20.25% |
| Q2 2025 | 20.42% |
| Q3 2025 | 20.56% |
| Q4 2025 | 20.68% |
| Q1 2026 | 21.23% |
| Q2 2026 | 21.22% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.64% |
| Q3 2024 | 1.24% |
| Q4 2024 | 2.55% |
| Q1 2025 | 0.71% |
| Q2 2025 | 1.95% |
| Q3 2025 | 2.25% |
| Q4 2025 | 2.23% |
| Q1 2026 | 1.77% |
| Q2 2026 | 1.38% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.44% |
| Q3 2024 | -0.31% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.40% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.29% |
| Q4 2025 | 0.31% |
| Q1 2026 | 0.55% |
| Q2 2026 | 0.50% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $13.4M | 21.22% | 1.38% | 0.50% | 74.6% |
| Q1 2026 | 70 | $13.3M | 21.23% | 1.77% | 0.55% | 76.0% |
| Q4 2025 | 64 | $13.6M | 20.68% | 2.23% | 0.31% | 75.5% |
| Q3 2025 | 64 | $13.6M | 20.56% | 2.25% | 0.29% | 76.0% |
| Q2 2025 | 67 | $13.7M | 20.42% | 1.95% | 0.37% | 75.0% |
| Q1 2025 | 79 | $13.8M | 20.25% | 0.71% | 0.40% | 70.0% |
| Q4 2024 | 60 | $13.8M | 20.12% | 2.55% | 0.01% | 73.2% |
| Q3 2024 | 69 | $13.8M | 19.91% | 1.24% | -0.31% | 72.9% |
| Q2 2024 | 73 | $13.7M | 20.05% | 0.64% | -0.44% | 74.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| P C Federal Credit UnionCredit union Port Allegany, PA | 47 out of 100, Below average | $13.5M | 13.3% | 4.15% | vs |
| Reading Berks School Employees Credit UnionCredit union Reading, PA | 77 out of 100, Strong | $13.2M | 16.6% | 1.07% | vs |
| Scranton Downtown Federal Credit UnionCredit union Scranton, PA | 64 out of 100, Moderate | $13.2M | 11.7% | 1.41% | vs |
| Penntech Employees Federal Credit UnionCredit union Johnsonburg, PA | 46 out of 100, Below average | $13.9M | 10.3% | 2.90% | vs |
| Derry Area Federal Credit UnionCredit union Derry, PA | 69 out of 100, Moderate | $13.9M | 11.5% | 0.67% | vs |
| Your Choice Federal Credit UnionCredit union Altoona, PA | 85 out of 100, Very strong | $14.0M | 12.6% | 0.09% | vs |
Deposit insurance
Is my money safe at Dow Bucks County Federal Credit Union?
Yes. Dow Bucks County Federal Credit Union is a federally insured credit union (NCUA charter #6150). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 21.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Dow Bucks County Federal Credit Union lists 1 office in 1 city. Most locations:
- Bristol, PA (1)
Identity & history
Profile
- Legal name
- Dow Bucks County Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 6150
- RSSD ID
- 955687
- Primary regulator
- NCUA
- Established
- 1949
- Headquarters
- 310 George Patterson Dr, Suite 100B, Bristol, PA 19007
- Employees
- 3
Quick answers
Dow Bucks County Federal Credit Union: common questions
Is Dow Bucks County Federal Credit Union NCUA insured?
Yes. Dow Bucks County Federal Credit Union is a federally insured credit union (NCUA charter #6150). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Dow Bucks County Federal Credit Union's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Dow Bucks County Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Bristol
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH | 95 out of 100, Very strong | $45.5M | 17.8% | 0.34% | vs |
| New Jersey Law and Public Safety Credit UnionCredit union Trenton, NJ | 93 out of 100, Very strong | $63.9M | 19.6% | 0.31% | vs |
| The Philadelphia Trust CompanyBank Philadelphia, PA | 93 out of 100, Very strong | $27.7M | 71.8% | 0.00% | vs |
| Holy Trinity Baptist Federal Credit UnionCredit union Philadelphia, PA | 93 out of 100, Very strong | $30K | 30.3% | 0.00% | vs |