Side-by-side · Q2 2026 data
Dow Bucks County Federal Credit Union vs Reading Berks School Employees Credit Union
Credit union
Dow Bucks County Federal Credit Union
Bristol, Pennsylvania · Under $100 million in assets
Credit union
Reading Berks School Employees Credit Union
Reading, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Dow Bucks County Federal Credit Union | Reading Berks School Employees Credit Union |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 54 | 64 (stronger) |
| Earnings | 40 (stronger) | 33 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 49th | 57th |
| Total assets | $13.4M | $13.2M |
| Deposits / shares | $10.6M | $11.0M |
| Capital ratio | 21.22% (stronger) | 16.60% |
| Problem loans | 1.38% | 1.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.50% (stronger) | 0.32% |
| Loans ÷ deposits | 74.6% | 50.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Reading Berks School Employees Credit Union has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Dow Bucks County Federal Credit Union leads on 4 and Reading Berks School Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.