Side-by-side · Q2 2026 data
DR Bank vs N Y Team Federal Credit Union
Credit union
N Y Team Federal Credit Union
Ronkonkoma, New York · Under $100 million in assets
Metric by metric
| Measure | DR Bank | N Y Team Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 55 |
| Capital cushion | 53 (stronger) | 21 |
| Loan quality | 95 (stronger) | 71 |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 61 | 87 (stronger) |
| Problem-loan coverage | 98 (stronger) | 83 |
| Peer percentile | 75th | 15th |
| Total assets | $912.6M | $43.5M |
| Deposits / shares | $754.5M | $40.5M |
| Capital ratio | 10.28% (stronger) | 7.12% |
| Problem loans | 0.14% (stronger) | 0.87% |
| Net charge-offs | 0.31% (stronger) | 0.77% |
| Return on assets | 2.49% (stronger) | 0.72% |
| Loans ÷ deposits | 98.9% | 73.7% (stronger) |
| Uninsured deposits | 14.9% | 1.8% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
DR Bank has the higher TellerScore (79 vs 55). On the 7 directional measures above (where higher or lower is clearly better), DR Bank leads on 5 and N Y Team Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.