Side-by-side · Q2 2026 data
Duke University Federal Credit Union vs Mount Vernon Baptist Church Credit Union
Credit union
Duke University Federal Credit Union
Durham, North Carolina · $100 million – $1 billion
Credit union
Mount Vernon Baptist Church Credit Union
Durham, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Duke University Federal Credit Union | Mount Vernon Baptist Church Credit Union |
|---|---|---|
| TellerScore | 64 | 100 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 43 | 100 (stronger) |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 31st | 100th |
| Total assets | $203.2M | $153K |
| Deposits / shares | $180.1M | $95K |
| Capital ratio | 10.74% | 37.73% (stronger) |
| Problem loans | 1.71% | 0.00% (stronger) |
| Net charge-offs | 0.45% | 0.00% (stronger) |
| Return on assets | 1.06% | 2.15% (stronger) |
| Loans ÷ deposits | 51.6% | 7.1% (stronger) |
| Uninsured deposits | 6.8% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | — |
Mount Vernon Baptist Church Credit Union has the higher TellerScore (100 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Duke University Federal Credit Union leads on 0 and Mount Vernon Baptist Church Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.