Side-by-side · Q2 2026 data
Duluth Police Department Employees Credit Union vs Indianhead Credit Union
Credit union
Duluth Police Department Employees Credit Union
Duluth, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Duluth Police Department Employees Credit Union | Indianhead Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 74 |
| Earnings | 80 | 82 (stronger) |
| Funding & liquidity | 93 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 90th | 89th |
| Total assets | $7.8M | $101.2M |
| Deposits / shares | $6.0M | $83.5M |
| Capital ratio | 22.84% (stronger) | 14.98% |
| Problem loans | 0.41% (stronger) | 0.78% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 1.49% | 1.55% (stronger) |
| Loans ÷ deposits | 67.5% (stronger) | 82.3% |
| Uninsured deposits | 0.0% (stronger) | 1.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.5% |
Duluth Police Department Employees Credit Union has the higher TellerScore (91 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Duluth Police Department Employees Credit Union leads on 6 and Indianhead Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.