Side-by-side · Q2 2026 data
Dutrac Community Credit Union vs Community 1st Credit Union
Metric by metric
| Measure | Dutrac Community Credit Union | Community 1st Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 38 |
| Capital cushion | 66 (stronger) | 55 |
| Loan quality | 75 (stronger) | 0 |
| Earnings | 59 (stronger) | 32 |
| Funding & liquidity | 68 (stronger) | 67 |
| Problem-loan coverage | 89 (stronger) | 49 |
| Peer percentile | 54th | 1st |
| Total assets | $1.3B | $1.1B |
| Deposits / shares | $1.1B | $981.5M |
| Capital ratio | 11.64% (stronger) | 10.50% |
| Problem loans | 0.74% (stronger) | 3.14% |
| Net charge-offs | 0.33% (stronger) | 1.05% |
| Return on assets | 0.96% (stronger) | 0.31% |
| Loans ÷ deposits | 89.1% (stronger) | 93.4% |
| Uninsured deposits | 17.5% | 8.1% (stronger) |
| Offices | 7 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
Dutrac Community Credit Union has the higher TellerScore (69 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Dutrac Community Credit Union leads on 6 and Community 1st Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.