Side-by-side · Q2 2026 data
East Texas Professional Credit Union vs First Service Credit Union
Credit union
East Texas Professional Credit Union
Longview, Texas · $1 billion – $10 billion
Metric by metric
| Measure | East Texas Professional Credit Union | First Service Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 86 (stronger) | 79 |
| Earnings | 91 (stronger) | 39 |
| Funding & liquidity | 75 (stronger) | 67 |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 98th | 36th |
| Total assets | $1.4B | $1.5B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 19.38% (stronger) | 10.94% |
| Problem loans | 0.41% (stronger) | 0.62% |
| Net charge-offs | 0.38% (stronger) | 0.84% |
| Return on assets | 1.78% (stronger) | 0.49% |
| Loans ÷ deposits | 84.9% (stronger) | 93.2% |
| Uninsured deposits | 2.1% (stronger) | 11.7% |
| Offices | 15 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.5% | 11.1% |
East Texas Professional Credit Union has the higher TellerScore (90 vs 64). On the 7 directional measures above (where higher or lower is clearly better), East Texas Professional Credit Union leads on 7 and First Service Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.