Side-by-side · Q2 2026 data
East West Bank vs Certified Federal Credit Union
Credit union
Certified Federal Credit Union
El Monte, California · $100 million – $1 billion
Metric by metric
| Measure | East West Bank | Certified Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 88 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 91 (stronger) | 70 |
| Funding & liquidity | 37 | 79 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 73rd | 92nd |
| Total assets | $84.3B | $925.3M |
| Deposits / shares | $70.3B | $723.9M |
| Capital ratio | 9.89% | 20.71% (stronger) |
| Problem loans | 0.38% | 0.37% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.97% |
| Return on assets | 1.77% (stronger) | 1.24% |
| Loans ÷ deposits | 82.7% | 80.9% (stronger) |
| Uninsured deposits | 51.5% | 9.9% (stronger) |
| Offices | 94 | 4 |
| CFPB complaints (3 yrs) | 154 | — |
| Complaints per $1B deposits | 2.2 | — |
| Mortgage denial rate (HMDA) | 11.6% | — |
Certified Federal Credit Union has the higher TellerScore (88 vs 70). On the 7 directional measures above (where higher or lower is clearly better), East West Bank leads on 2 and Certified Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.