Headquartered in Pasadena, California, East West Bank is a state-chartered bank (fed member) with $84.3B in total assets and $70.3B in deposits as of Q2 2026. It operates 98 offices across 8 states. Its charter dates back to 1972.
Based on its Q2 2026 filing, East West Bank scores 70/100, which we describe as strong. That is higher than 73% of 132 banks with $10 billion – $100 billion. Among 116 banks headquartered in California, it ranks 52nd. Its strongest component is problem-loan coverage (95/100; 2.7%), and its lowest is funding & liquidity (37/100; 83% loans-to-deposits, 52% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 70).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 69 |
| Q4 2024 | 69 |
| Q1 2025 | 69 |
| Q2 2025 | 70 |
| Q3 2025 | 70 |
| Q4 2025 | 70 |
| Q1 2026 | 70 |
| Q2 2026 | 70 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.85% |
| Q3 2024 | 9.83% |
| Q4 2024 | 9.81% |
| Q1 2025 | 9.90% |
| Q2 2025 | 9.96% |
| Q3 2025 | 9.99% |
| Q4 2025 | 10.03% |
| Q1 2026 | 10.01% |
| Q2 2026 | 9.89% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.31% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.30% |
| Q1 2025 | 0.28% |
| Q2 2025 | 0.25% |
| Q3 2025 | 0.32% |
| Q4 2025 | 0.33% |
| Q1 2026 | 0.35% |
| Q2 2026 | 0.38% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.63% |
| Q3 2024 | 1.64% |
| Q4 2024 | 1.62% |
| Q1 2025 | 1.54% |
| Q2 2025 | 1.58% |
| Q3 2025 | 1.69% |
| Q4 2025 | 1.72% |
| Q1 2026 | 1.78% |
| Q2 2026 | 1.77% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $84.3B | 9.89% | 0.38% | 1.77% | 82.7% |
| Q1 2026 | 70 | $82.5B | 10.01% | 0.35% | 1.78% | 82.9% |
| Q4 2025 | 70 | $79.7B | 10.03% | 0.33% | 1.72% | 83.5% |
| Q3 2025 | 70 | $79.1B | 9.99% | 0.32% | 1.69% | 82.4% |
| Q2 2025 | 70 | $77.6B | 9.96% | 0.25% | 1.58% | 83.2% |
| Q1 2025 | 69 | $75.7B | 9.90% | 0.28% | 1.54% | 84.7% |
| Q4 2024 | 69 | $75.8B | 9.81% | 0.30% | 1.62% | 83.3% |
| Q3 2024 | 69 | $74.3B | 9.83% | 0.28% | 1.64% | 84.6% |
| Q2 2024 | 69 | $72.3B | 9.85% | 0.31% | 1.63% | 86.3% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| City National BankBank Los Angeles, CA | 58 out of 100, Moderate | $99.1B | 10.1% | 0.92% | vs |
| Banc of CaliforniaBank Los Angeles, CA | 35 out of 100, Low | $34.9B | 9.6% | 2.34% | vs |
| Axos BankBank San Diego, CA | 71 out of 100, Strong | $28.9B | 9.2% | 0.44% | vs |
| Cathay BankBank Los Angeles, CA | 69 out of 100, Moderate | $24.6B | 11.5% | 0.54% | vs |
| Mechanics BankBank Walnut Creek, CA | 65 out of 100, Moderate | $21.2B | 9.4% | 0.41% | vs |
| Citizens Business Bank, National AssociationBank Ontario, CA | 73 out of 100, Strong | $21.2B | 11.4% | 0.14% | vs |
Deposit insurance
Is my money safe at East West Bank?
Yes. East West Bank is an FDIC-insured institution (FDIC certificate #31628). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 51.5% of deposits ($36.2B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.89%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.15% (benchmark: 10%).
98 locations
Branches
East West Bank lists 94 offices in 59 cities across 8 states. Most locations:
- San Francisco, CA (9)
- Houston, TX (6)
- Los Angeles, CA (5)
- Irvine, CA (3)
- Alhambra, CA (2)
- Arcadia, CA (2)
- Atlanta, GA (2)
- Bellevue, WA (2)
- Brooklyn, NY (2)
- City Of Industry, CA (2)
- El Monte, CA (2)
- Flushing, NY (2)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 154 consumer complaints about EAST WEST BANK to the company (67 in the last 12 months). 98.1% received a timely response. That is 2.2 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, East West Bank reported 7,303 home-loan applications under HMDA (LEI F28JOQ8OBWCFUYM0UX93): 5,327 originated ($3,608,495,000 total), 723 denied, and 1,058 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- East West Bank
- Former names
- East-West Bank; East-West Federal Bank, FSB
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 31628
- RSSD ID
- 197478
- Primary regulator
- FED
- Holding company
- East West Bcorp Inc
- Established
- January 1, 1972
- Headquarters
- 135 N Los Robles Ave, Pasadena, CA 91101
- Website
- www.eastwestbank.com
- Employees
- 3,473
Quick answers
East West Bank: common questions
Is East West Bank FDIC insured?
Yes. East West Bank is an FDIC-insured institution (FDIC certificate #31628). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is East West Bank's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has East West Bank ever failed?
There is no failure record for FDIC certificate #31628 in the FDIC failed bank list.
How many branches does East West Bank have?
98 offices as of the latest FDIC data, in 8 states.
Nearby
Highest-scoring banks and credit unions with branches near Pasadena
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |
| L. A. Electrical Workers Credit Un. Credit UnionCredit union Pasadena, CA | 88 out of 100, Very strong | $54.8M | 19.8% | 0.08% | vs |
| Certified Federal Credit UnionCredit union El Monte, CA | 88 out of 100, Very strong | $925.3M | 20.7% | 0.37% | vs |