Side-by-side · Q2 2026 data
Eastern Bank vs Alpha Credit Union
Metric by metric
| Measure | Eastern Bank | Alpha Credit Union |
|---|---|---|
| TellerScore | 66 | 97 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 84 | 95 (stronger) |
| Earnings | 65 | 99 (stronger) |
| Funding & liquidity | 43 | 91 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 58th | 98th |
| Total assets | $31.1B | $35.1M |
| Deposits / shares | $26.1B | $28.2M |
| Capital ratio | 10.15% | 18.78% (stronger) |
| Problem loans | 0.47% | 0.14% (stronger) |
| Net charge-offs | 0.17% | 0.06% (stronger) |
| Return on assets | 1.13% | 1.97% (stronger) |
| Loans ÷ deposits | 88.0% | 69.0% (stronger) |
| Uninsured deposits | 41.6% | 0.9% (stronger) |
| Offices | 126 | 2 |
| CFPB complaints (3 yrs) | 76 | — |
| Complaints per $1B deposits | 2.9 | — |
| Mortgage denial rate (HMDA) | 33.1% | — |
Alpha Credit Union has the higher TellerScore (97 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Eastern Bank leads on 0 and Alpha Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.