Side-by-side · Q2 2026 data
Eastern Savings Bank, FSB vs Tower Federal Credit Union
Metric by metric
| Measure | Eastern Savings Bank, FSB | Tower Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 83 (stronger) |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 44 | 72 (stronger) |
| Problem-loan coverage | 62 | 96 (stronger) |
| Peer percentile | 24th | 92nd |
| Total assets | $336.4M | $5.0B |
| Deposits / shares | $208.0M | $4.3B |
| Capital ratio | 30.96% (stronger) | 14.31% |
| Problem loans | 6.73% | 0.39% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.26% |
| Return on assets | 2.27% (stronger) | 1.16% |
| Loans ÷ deposits | 116.2% | 88.0% (stronger) |
| Uninsured deposits | 20.9% | 13.2% (stronger) |
| Offices | 3 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.4% |
Tower Federal Credit Union has the higher TellerScore (83 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Eastern Savings Bank, FSB leads on 3 and Tower Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.