Side-by-side · Q2 2026 data
Eastmill Federal Credit Union vs Dirigo Federal Credit Union
Credit union
Eastmill Federal Credit Union
East Millinocke, Maine · Under $100 million in assets
Metric by metric
| Measure | Eastmill Federal Credit Union | Dirigo Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 100 (stronger) | 69 |
| Earnings | 34 | 35 (stronger) |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 83rd | 19th |
| Total assets | $79.6M | $498.2M |
| Deposits / shares | $64.7M | $443.8M |
| Capital ratio | 18.56% (stronger) | 10.13% |
| Problem loans | 0.00% (stronger) | 0.93% |
| Net charge-offs | 0.29% | 0.20% (stronger) |
| Return on assets | 0.34% | 0.37% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 84.9% |
| Uninsured deposits | 8.7% | 3.6% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.5% |
Eastmill Federal Credit Union has the higher TellerScore (87 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Eastmill Federal Credit Union leads on 4 and Dirigo Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.