Side-by-side · Q2 2026 data
Eaton Community Bank vs DFCU Financial Credit Union
Metric by metric
| Measure | Eaton Community Bank | DFCU Financial Credit Union |
|---|---|---|
| TellerScore | 71 | 82 (stronger) |
| Capital cushion | 79 (stronger) | 76 |
| Loan quality | 59 | 79 (stronger) |
| Earnings | 53 | 81 (stronger) |
| Funding & liquidity | 87 | 94 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 47th | 91st |
| Total assets | $543.5M | $8.0B |
| Deposits / shares | $459.0M | $7.2B |
| Capital ratio | 12.89% (stronger) | 12.63% |
| Problem loans | 1.23% | 0.63% (stronger) |
| Net charge-offs | 1.05% | 0.08% (stronger) |
| Return on assets | 0.81% | 1.52% (stronger) |
| Loans ÷ deposits | 73.6% | 43.0% (stronger) |
| Uninsured deposits | 13.2% (stronger) | 21.0% |
| Offices | 7 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.6% | — |
DFCU Financial Credit Union has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Eaton Community Bank leads on 2 and DFCU Financial Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.