Side-by-side · Q2 2026 data
Eaton Community Bank vs Grand River Bank
Metric by metric
| Measure | Eaton Community Bank | Grand River Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 79 (stronger) | 52 |
| Loan quality | 59 | 94 (stronger) |
| Earnings | 53 (stronger) | 45 |
| Funding & liquidity | 87 (stronger) | 49 |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 47th | 29th |
| Total assets | $543.5M | $507.3M |
| Deposits / shares | $459.0M | $446.1M |
| Capital ratio | 12.89% (stronger) | 10.19% |
| Problem loans | 1.23% | 0.17% (stronger) |
| Net charge-offs | 1.05% | 0.00% (stronger) |
| Return on assets | 0.81% (stronger) | 0.62% |
| Loans ÷ deposits | 73.6% (stronger) | 95.0% |
| Uninsured deposits | 13.2% (stronger) | 29.4% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.6% | 5.8% |
Eaton Community Bank has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Eaton Community Bank leads on 5 and Grand River Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.