Side-by-side · Q2 2026 data
Eaton Community Bank vs Kellogg Community Credit Union
Credit union
Kellogg Community Credit Union
Battle Creek, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Eaton Community Bank | Kellogg Community Credit Union |
|---|---|---|
| TellerScore | 71 | 88 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 59 | 86 (stronger) |
| Earnings | 53 | 78 (stronger) |
| Funding & liquidity | 87 (stronger) | 75 |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 47th | 96th |
| Total assets | $543.5M | $1.0B |
| Deposits / shares | $459.0M | $846.8M |
| Capital ratio | 12.89% | 16.71% (stronger) |
| Problem loans | 1.23% | 0.41% (stronger) |
| Net charge-offs | 1.05% | 0.55% (stronger) |
| Return on assets | 0.81% | 1.44% (stronger) |
| Loans ÷ deposits | 73.6% (stronger) | 85.1% |
| Uninsured deposits | 13.2% | 11.5% (stronger) |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.6% | 1.2% |
Kellogg Community Credit Union has the higher TellerScore (88 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Eaton Community Bank leads on 1 and Kellogg Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.