Side-by-side · Q2 2026 data
Ed-Med Federal Credit Union vs Sea Comm Federal Credit Union
Metric by metric
| Measure | Ed-Med Federal Credit Union | Sea Comm Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 89 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 64 | 79 (stronger) |
| Earnings | 63 | 77 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 54th | 94th |
| Total assets | $34.7M | $777.3M |
| Deposits / shares | $30.3M | $651.4M |
| Capital ratio | 12.51% | 17.96% (stronger) |
| Problem loans | 1.08% | 0.63% (stronger) |
| Net charge-offs | -0.08% (stronger) | 0.25% |
| Return on assets | 1.07% | 1.42% (stronger) |
| Loans ÷ deposits | 42.2% (stronger) | 68.0% |
| Uninsured deposits | 1.0% (stronger) | 5.5% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sea Comm Federal Credit Union has the higher TellerScore (89 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Ed-Med Federal Credit Union leads on 3 and Sea Comm Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.