Side-by-side · Q2 2026 data
Education 1st Credit Union vs Kings Peak Credit Union
Metric by metric
| Measure | Education 1st Credit Union | Kings Peak Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 46 |
| Capital cushion | 49 (stronger) | 43 |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 48 | 90 (stronger) |
| Funding & liquidity | 65 | 71 (stronger) |
| Problem-loan coverage | 99 (stronger) | 47 |
| Peer percentile | 36th | 6th |
| Total assets | $61.9M | $68.4M |
| Deposits / shares | $55.6M | $62.0M |
| Capital ratio | 9.94% (stronger) | 9.28% |
| Problem loans | 0.05% (stronger) | 3.03% |
| Net charge-offs | 0.49% (stronger) | 0.52% |
| Return on assets | 0.69% | 1.75% (stronger) |
| Loans ÷ deposits | 95.3% | 88.8% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 12.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Education 1st Credit Union has the higher TellerScore (68 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Education 1st Credit Union leads on 5 and Kings Peak Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.