TellerScore

Kings Peak Credit Union is a federally insured state-chartered credit union headquartered in Roosevelt, Utah, in business for about 66 years. At the end of Q2 2026 it reported $68.4M in total assets and $62.0M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Kings Peak Credit Union scores 46/100, which we describe as below average. That is higher than only 6% of 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Utah, it ranks 51st. Its strongest component is earnings (90/100; 1.75%), and its lowest is loan quality (0/100; 3.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion43/100
Net worth ratio: 9.28%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.03%
Earnings90/100
Return on assets (annualized): 1.75%
Funding & liquidity71/100
Loans ÷ shares: 88.8% · 12.4% uninsured
Problem-loan coverage47/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 26.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (54 → 46), mostly because the loan quality component weakened by 41 points.

TellerScore
465360Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202458
Q4 202454
Q1 202560
Q2 202554
Q3 202557
Q4 202546
Q1 202646
Q2 202646
Net worth ratio
7.00%8.14%9.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.95%
Q3 20249.13%
Q4 20248.65%
Q1 20258.86%
Q2 20258.85%
Q3 20259.12%
Q4 20258.75%
Q1 20269.19%
Q2 20269.28%
Delinquent loans (60+ days)
1.48%2.26%3.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.56%
Q3 20241.65%
Q4 20242.02%
Q1 20251.48%
Q2 20251.78%
Q3 20251.66%
Q4 20252.68%
Q1 20263.03%
Q2 20263.03%
Return on assets
1.24%1.49%1.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.40%
Q3 20241.57%
Q4 20241.48%
Q1 20251.44%
Q2 20251.24%
Q3 20251.39%
Q4 20251.36%
Q1 20261.61%
Q2 20261.75%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202646$68.4M9.28%3.03%1.75%88.8%
Q1 202646$65.4M9.19%3.03%1.61%84.4%
Q4 202546$65.7M8.75%2.68%1.36%81.9%
Q3 202557$60.1M9.12%1.66%1.39%86.1%
Q2 202554$59.1M8.85%1.78%1.24%83.5%
Q1 202560$57.2M8.86%1.48%1.44%80.5%
Q4 202454$56.1M8.65%2.02%1.48%80.7%
Q3 202458$50.7M9.13%1.65%1.57%86.5%
Q2 202457$48.8M8.95%1.56%1.40%86.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.28%
11th
Problem loans3.03%
13th
Net charge-offs0.52%
26th
Return on assets1.75%
90th
Loans to deposits88.8%
10th
Uninsured deposits12.4%
5th
Loan-loss reserves0.00%
37th
Texas ratio26.7%
3rd

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Desertview Federal Credit UnionCredit union Huntington, UT74 out of 100, Strong$48.3M13.7%1.90%vs
Nephi Western Employees Federal Credit UnionCredit union Nephi, UT90 out of 100, Very strong$46.4M34.5%0.15%vs

Deposit insurance

Is my money safe at Kings Peak Credit Union?

Yes. Kings Peak Credit Union is a federally insured credit union (NCUA charter #67160). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.4% of shares and deposits ($7.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.28%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Kings Peak Credit Union lists 1 office in 1 city. Most locations:

  • Roosevelt, UT (1)

All branch addresses and map

Identity & history

Profile

Legal name
Kings Peak Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67160
RSSD ID
273792
Primary regulator
State + NCUA
Established
1960
Headquarters
180 N 300 E, Roosevelt, UT 84066
Employees
11

Quick answers

Kings Peak Credit Union: common questions

Is Kings Peak Credit Union NCUA insured?

Yes. Kings Peak Credit Union is a federally insured credit union (NCUA charter #67160). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Kings Peak Credit Union's TellerScore?

46 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Kings Peak Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Roosevelt

InstitutionScoreAssetsCapitalProblem loansCompare
Utah Power Credit UnionCredit union Murray, UT87 out of 100, Very strong$1.1B13.7%0.27%vs
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%vs
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%vs
Mountain America Federal Credit UnionCredit union Sandy, UT56 out of 100, Moderate$22.9B9.6%1.30%vs