Side-by-side · Q2 2026 data
Education 1st Credit Union vs Utah Power Credit Union
Metric by metric
| Measure | Education 1st Credit Union | Utah Power Credit Union |
|---|---|---|
| TellerScore | 68 | 87 (stronger) |
| Capital cushion | 49 | 87 (stronger) |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 48 | 75 (stronger) |
| Funding & liquidity | 65 | 92 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 36th | 96th |
| Total assets | $61.9M | $1.1B |
| Deposits / shares | $55.6M | $957.9M |
| Capital ratio | 9.94% | 13.72% (stronger) |
| Problem loans | 0.05% (stronger) | 0.27% |
| Net charge-offs | 0.49% | 0.08% (stronger) |
| Return on assets | 0.69% | 1.38% (stronger) |
| Loans ÷ deposits | 95.3% | 58.0% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 22.4% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Utah Power Credit Union has the higher TellerScore (87 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Education 1st Credit Union leads on 2 and Utah Power Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.