Side-by-side · Q2 2026 data
Education First Federal Credit Union vs Openland Credit Union
Metric by metric
| Measure | Education First Federal Credit Union | Openland Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 63 |
| Capital cushion | 41 | 61 (stronger) |
| Loan quality | 79 (stronger) | 64 |
| Earnings | 49 (stronger) | 47 |
| Funding & liquidity | 91 (stronger) | 71 |
| Problem-loan coverage | 91 (stronger) | 85 |
| Peer percentile | 34th | 29th |
| Total assets | $583.1M | $587.9M |
| Deposits / shares | $532.6M | $519.5M |
| Capital ratio | 9.11% | 11.07% (stronger) |
| Problem loans | 0.62% (stronger) | 1.09% |
| Net charge-offs | 1.04% (stronger) | 2.19% |
| Return on assets | 0.72% (stronger) | 0.67% |
| Loans ÷ deposits | 68.9% (stronger) | 89.0% |
| Uninsured deposits | 6.7% | 5.2% (stronger) |
| Offices | 8 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Education First Federal Credit Union has the higher TellerScore (65 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Education First Federal Credit Union leads on 5 and Openland Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.