Side-by-side · Q2 2026 data
Education First Federal Credit Union vs Union Square Credit Union
Metric by metric
| Measure | Education First Federal Credit Union | Union Square Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 37 |
| Capital cushion | 41 (stronger) | 34 |
| Loan quality | 79 (stronger) | 10 |
| Earnings | 49 (stronger) | 34 |
| Funding & liquidity | 91 (stronger) | 81 |
| Problem-loan coverage | 91 (stronger) | 50 |
| Peer percentile | 34th | 1st |
| Total assets | $583.1M | $601.3M |
| Deposits / shares | $532.6M | $550.3M |
| Capital ratio | 9.11% (stronger) | 8.36% |
| Problem loans | 0.62% (stronger) | 2.69% |
| Net charge-offs | 1.04% | 0.56% (stronger) |
| Return on assets | 0.72% (stronger) | 0.36% |
| Loans ÷ deposits | 68.9% (stronger) | 79.4% |
| Uninsured deposits | 6.7% (stronger) | 7.0% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Education First Federal Credit Union has the higher TellerScore (65 vs 37). On the 7 directional measures above (where higher or lower is clearly better), Education First Federal Credit Union leads on 6 and Union Square Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.